Charleston, South Carolina Real Estate Blog

Many people have opinions on real estate and many people look to friends and family for their advice on when is the right time to buy a new home.

But are these really the right people to help guide you in this case?  When you're making one of the most important decisions in your life, shouldn't you ask the professionals for their opinions? 

Experts predict the Charleston market will continue to grow and appreciate in value over the next 3-5 years.  What does that mean to you?  It means that if you are "on the fence" about buying, you might want to take that leap and find your new home now versus waiting and having prices increase.  

Let us help you find your Charleston Dream Home!   

Call Mary Ann at 908-229-2119 or email at

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500 OCEAN BOULEVARD, BUILT IN 1989, TO WITHSTAND 135 MILE HURRICANE WINDS, IS SITUATED ON ONE OF THE MOST DESIRABLE FRONT BEACH LOTS ON THE ISLE OF PALMS. WALKING BACK FROM THE BEACH, TO THIS EXQUISITE ARCHITECTURAL DESIGNED HOME, YOU WILL FIND A BEAUTIFUL GATED BOARD WALK, WITH BENCHES, TO RELAX AND ENJOY BEAUTIFUL SUNRISES AND SUNSETS, WHILE LISTENING TO THE GENTLE CRASHING OF THE WAVES AND THE TRADE WINDS, WHICH FRIENDS AND FAMILY CAN EXPERIENCE.

AN OPEN FLOOR PLAN, CONTAINING 4,157 SQ.FT., IS ONLY ONE OF THE ARCHITECTURAL FEATURES OF THIS FRONT BEACH PROPERTY. IT ALSO HAS 5 BEDROOMS, EACH WITH INDIVIDUAL BATHS, AND DECKS, WHICH HAVE INCREDIBLE OCEAN VIEWS. THE FIRST FLOOR HAS A LARGE OPEN LIVING AREA, WITH A GAS FIREPLACE, SEPARATE DINNING AND

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FHA is a great loan program for those with low down payments and/or lower FICO scores. 

Minimum Investment for an FHA mortgage loan in Charleston, South Carolina is 3.5% down.   You will need this plus any applicable closing costs.   In many cases you can negotiate for the seller to pay your closing costs or at least a percentage of them-call us to learn more.

Minimum FICO Score:  Typically you will need a 620 or higher FICO to get an FHA Mortgage Loan in Charleston, South Carolina.   Some lenders may go lower, but by the time you jump through all the extra hoops and give your DNA samples, you would have been better off just repairing your credit over the 620 FICO because in addition to it being easier to qualify you will also be getting a much

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A new Trulia report delineated some of the most common real estate regrets in the US. Some of those regrets are particularly common in the Charleston, South Carolina area. Here are ways to avoid these four common real estate regrets:

 

1. Get Realistic and Be Aggressive.

As the report explained, time is of the essence. The number one real estate regret revealed in the survey was rental regret: 42% of renters said they wished they had bought rather than rented their current home.

Buying a home is a process that takes time and diligent effort, but if you are motivated then you can successfully find a great home! Keep in mind that in today’s market if you are serious about buying then you have to make quick decisions and put in a contract

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If you are buying a home in Charleston SC it is crucial that you work with an agent. Charleston Real Estate is a tricky industry, and if you are looking to buy a home in Charleston, SC you need a professional working for you. Here are some ways to make sure you have the best experience possible with your realtor.

1.       Be Honest About Your Finances

This may sound trite but if you are honest with your realtor they can give an honest opinion. If you really only qualify for a $300,000 mortgage than do not pretend that you can afford a $360,000 home.  If you have some financing to get in order before you purchase a home make sure your realtor knows about it. If you cannot afford to overlap rent and a mortgage tell your realtor. The most common reason

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